SBA Economic Injury Disaster Loans Available to North Dakota Small Businesses

November 26, 2019


Disaster Field Operations Center West


Release Date:  Nov. 15, 2019

Contact:  Richard A. Jenkins, (916) 735-1500,

Release Number:  ND 16199-01; ND 16200-01; and ND 16201-01

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SBA Economic Injury Disaster Loans Available to North Dakota Small Businesses


SACRAMENTO, Calif. – Small nonfarm businesses in the following counties are now eligible to apply for low‑interest federal disaster loans from the U.S. Small Business Administration. These loans offset economic losses because of reduced revenues caused by adverse weather incidents that occurred in the following primary counties in North Dakota, announced Director Tanya N. Garfield of SBA’s Disaster Field Operations Center-West.








Incident Type

Incident Date



Cass, Eddy, Emmons, Foster, Grand Forks, Kidder, LaMoure, McHenry, Pembina, Stutsman, Traill, Walsh and Wells

Barnes, Benson, Bottineau, Burleigh, Cavalier, Dickey, Griggs, Logan, McIntosh, McLean, Morton, Nelson, Pierce, Ramsey, Ransom, Renville, Richland, Sheridan, Sioux, Steele and Ward in North Dakota;

Clay, Kittson, Marshall, Norman, Polk and Wilkin in Minnesota;

Campbell and Corson in South Dakota

Excessive rain, excessive snow and flooding

Beginning Jan. 1, 2019



Billings, Dunn, Golden Valley, McKenzie and Stark

Grant, Hettinger, McLean, Mercer, Morton, Mountrail, Slope and Williams in North Dakota;

Fallon, Richland, Roosevelt and Wibaux in Montana

Excessive rain

July 1 – Oct. 22, 2019



Adams, Benson, Bottineau, Bowman, Burke, Cavalier, Divide, Grant, Griggs, Hettinger, McIntosh, Mercer, Morton, Mountrail, Nelson, Oliver, Pierce, Ramsey, Ransom, Renville, Rolette, Sargent, Sheridan, Sioux, Slope, Steele, Towner, Ward and Williams

Barnes, Billings, Burleigh, Cass, Dickey, Dunn, Eddy, Emmons, Foster, Golden Valley, Grand Forks, Kidder, LaMoure, Logan, McHenry, McKenzie, McLean, Pembina, Richland, Stark, Stutsman, Traill, Walsh and Wells in North Dakota;

Fallon, Richland, Roosevelt and Sheridan in Montana;

Brown, Campbell, Corson, Harding, Marshall, McPherson, Perkins and Roberts in South Dakota

Excessive rain and snow

Beginning Aug. 1, 2019



“SBA eligibility covers both the economic impacts on businesses dependent on farmers and ranchers that have suffered agricultural production losses caused by the disasters and businesses directly impacted by the disasters,” Garfield said.


Small nonfarm businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disasters not occurred.


“Eligibility for these loans is based on the financial impact of the disasters only and not on any actual property damage. These loans have an interest rate as low as  3.74 percent for businesses and 2.75 percent for private nonprofit organizations, a maximum term of 30 years, and are available to small businesses and most private nonprofits without the financial ability to offset the adverse impact without hardship,” Garfield said.


By law, SBA makes economic injury available when the U.S. Secretary of Agriculture designates an agricultural disaster. The Secretary declared these declarations on Nov. 7, 2019.


Businesses primarily engaged in farming or ranching are not eligible for SBA disaster assistance. Agricultural enterprises should contact the Farm Services Agency about the U.S. Department of Agriculture assistance made available by the Secretary’s declaration.


Applicants may apply online, receive additional disaster assistance information and download applications at Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email for more information on SBA disaster assistance. Individuals who are deaf or hard‑of‑hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX  76155.


About the U.S. Small Business Administration

The U.S. Small Business Administration makes the American dream of business ownership a reality. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit

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